Should You Buy Stellar?
Is $XLM a good buy or are you paying full price for the story?
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Stellar is positioning itself as a regulated financial infrastructure layer focused on payments, stablecoins, and real-world assets (RWAs).
The data shows real adoption in specific niches (payments, stablecoins, RWAs), but limited traction in broader crypto-native use cases.
The key question is not whether Stellar works — it clearly does — but whether that translates into sustained demand for XLM as an asset.
Let’s break it down.


